Appraisal services for Medford and Burlington County homeowners

The top seven reasons why New Jersey homeowners need Jersey Capital Appraisal Service:

Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
Challenge property tax assessments
Remove PMI to lower their monthly mortgage payment
Reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If property needs to be divided because of a divorce
Settle an estate in New Jersey by determining the true market value of real estate


	Need help determining the price of your home in or near Medford, New Jersey? Contact Jersey Capital Appraisal Service.

We at Jersey Capital Appraisal Service understand the individual needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. As our client, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Jersey Capital Appraisal Service will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's market value, not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value report than yours.

Challenge Tax Assessment

Let's say your house is not appreciating as much as other properties close to yours -- your local tax assessor may have your house overvalued. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. Getting a professional appraisal from Jersey Capital Appraisal Service is your chief weapon when contesting your property tax assessment.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are veterans in helping consumers just like you do away with unneeded and unwanted PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can be difficult from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Jersey Capital Appraisal Service can help you reinstate your home equity line of credit with efficient appraisal.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for verity? We can go out and check the subject and comps in question in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can assist you. Although most review work is commissioned by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to get a second opinion.