Why you should get an appraisal from Jersey Capital Appraisal Service

To many, an appraisal just looks like another cost in the long list of items for a home sale or refinance. The majority of lenders still call for a local expert because the stakes are so high, even though there are a multiplying number of automated home valuation processes that might seem more practical than an appraisal. You might believe that securing a mortgage is the only reason to acquire an appraisal, but there are more situations when the services of a certified, independent real estate professional could be helpful.


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Let Jersey Capital Appraisal Service help you challenge your tax assessment in Burlington County

If you live in an area where property values have depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Jersey Capital Appraisal Service is your best evidence. We're capable of assisting you in appealing your tax assessment.

Eliminating PMI will lower your mortgage payment

Private Mortgage Insurance, or PMI, is an added insurance plan that most lenders ask homebuyers to buy when the amount being loaned to the buyer is more than 80% of the actual value of the home. This additional payment is often bundled into the monthly mortgage payment and is soon forgotten. This is unfavorable because PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met.

Jersey Capital Appraisal Service can produce a statement regarding the value of your home, and the expense of the home valuation can usually be recovered in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Jersey Capital Appraisal Service

A divorce is often complicated by the troublesome decision of who gets the property, and it can be a very heartbreaking ordeal for both parties. It's a good idea to get an appraisal from Jersey Capital Appraisal Service so both parties are fully aware of the true market value of their home, regardless of the circumstances.

The parties will have a better idea of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Fair and accurate estate liquidation with Jersey Capital Appraisal ServiceSettling an estate

The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. We ensure the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to take care of these issues, unlike many wealthy individuals. And seeing that a home or other property often makes up a disproportionate share of the total estate value, understanding the precise value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received an honest deal.

Let Jersey Capital Appraisal Service help you with relocating to or from Burlington County

We understand the stress associated with an employee relocation. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. During our detailed process, we encourage employees that are moving to provide feedback on the positive attributes of their property, along with information about any recent sales or listings in their neighborhood that they want considered.

Don't sell out short or let your home stay on the market too long.

Whether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision regarding your selling price. With much different interests than a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are derived from our efforts to perform the appraisal report and and aren't related to the sales price.

We determine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties stay on the market.